Not all Money Market Funds are Equal: Here’s how to choose
06 October 2020
Time is no longer on our side
30 September 2020
We can only hope that October’s MTBPS marks a turning point in government’s response to SA’s economic degradation and policy stagnation
Eating a R1 million dinner
21 September 2020
What if you knew that your weekly takeout meals could be worth an extra million rand in your retirement pot?
Historic collapse in GDP ups the ante
11 September 2020
All eyes will be watching to see how the latest GDP figures impact the MPC’s interest rate decision next week, as well as the MTBPS.
Getting bang for your buck
27 August 2020
Using currency to reduce risk and boost returns in a world of uncertainty
Celebrating my three greatest financial wins this women’s month
17 August 2020
It’s particularly important that as women we take the time to recognise and celebrate our achievements.
Debt, disease and dysfunction
17 August 2020
Determined policy action is urgently needed to stimulate an economy knee-deep in debt, disease and dysfunction
A tale of two markets
30 July 2020
There is a disconnect between South African-listed companies with global exposure, and that of domestic-focussed local listed companies.
Kick the tyres before you invest
27 July 2020
The infamous Hertz case demonstrates the perils of investing for “fear of missing out” or FOMO without first doing your homework.
The question is not if the MPC will cut interest rates – but how much?
22 July 2020
The sharp drop in inflation has essentially mitigated the impact of interest rate cuts.
Ensure inevitable change is for the better
14 July 2020
We must dismantle the aspects of our social architecture that are just not serving humanity as a whole.
What wasn't said in the budget speech
01 July 2020
Will we be Chile, Venezuela or Argentina? The choice is ours and the time to act is now.
Buy businesses, not stocks
30 June 2020
Looking at the track records of Microsoft and Nestlé, you may wish to travel back in time and invest before their meteoric rise: but no investment journey is smooth.
Beyond the doomsday machine
04 June 2020
Reimagining economic policies and practice in a post-Covid world.
Investing for Roubini’s Greater Depression
03 June 2020
Nouriel Roubini, who predicted the US housing market crisis, expects a rebound after the pandemic to quickly collapse
Lessons from my investment journey
25 May 2020
I have learnt much about managing my own finances during my career in investing.
Volatility is a certainty
12 May 2020
“Everybody has a plan until they get punched in the mouth”
Why successful investors avoid gambling
29 April 2020
The past few months has re-emphasised the importance of diversification for protecting portfolios against economic risk, market risk, industry risk and business risk.
Disease and downgrades
30 March 2020
The double-blow of the COVID-19 crisis and Moody’s downgrade amount to a harrowing economic outlook for SA in 2020
COVID-19 economic and market shocks
20 March 2020
The COVID-19 pandemic has caused economic and market shocks; and the speed and extent of the selloff across markets and asset classes means that no one has immunity.
An investment cure for coronavirus
03 March 2020
Rather than simply ‘buy the dips’ or ‘sell based on strict stop-loss limits’, a more nuanced approach is needed for successful risk management.
Three ways we destroy wealth
17 February 2020
Even more than how much you earn, the best guarantor of financial success is to look to your own behaviour.
Budget 2020: where to from here?
10 February 2020
This will be a key bellwether on the state of the economy and the fiscus, and a key indicator for policy direction.
TFSAs: apples and oranges
09 February 2020
Ultimately, you need to know what you’re invested in, and what the risks and drivers are of your investment.
Three stocks to boost your portfolio in 2020
17 January 2020
In the current local setting, Stor-Age, Sabvest and Altron make for three compelling investment ideas for 2020.
Roaring into the ‘20s
13 January 2020
While it may feel like more of the same, consider just how greatly our lives have changed over the past ten years, and how much they could change over the next ten.
06 January 2020
The need-to-know basics on how to build your wealth.
Four pieces of financial wisdom for 2020
02 December 2019
As we wrap up 2019 and prepare to set off into the roaring 20s, we pause to reflect on key financial lessons.
The three drivers shaping markets
26 November 2019
Being approximately right is a far more powerful force in driving successful investment decisions than being exactly wrong.
Tips to avoid regrets this Black Friday
13 November 2019
Resisting the siren-call of sales usually requires preparation and mental fortitude.
A Moody Budget
04 November 2019
We find ourselves in a true catch-22.
A crisis too good to waste
28 October 2019
Government is quickly running out of time and options to address the country’s challenges.
Market gloom opens opportunities
16 October 2019
Though the tough local environment is a challenge, companies supported by higher quality or defensive attributes are set to fare relatively better.
BA-DA-BOOM: the Machabeng Portfolio
15 October 2019
Machabeng, which means “international” in isiSotho, invests in good companies that “do good”.
Know what you own
02 October 2019
The proliferation of investment products and financial literature has been a boon for investors – and it has not.
ETFs and capital markets
18 September 2019
ETFs have experienced exponential growth over the past 20 years, irrevocably changing the way in which investors interact with the market.
Seeking sanity in an upside-down world
05 September 2019
We face a high-risk economic and political cocktail, yet markets have pushed into territory of crazy valuations and perverse investment activity.
Towards an economic policy for South Africa
04 September 2019
Finance Minister Tito Mboweni’s economic policy document offers offers hope and achievable measures for reaching realistic goals at a time when we need all three.
Tough times for investors, but there is reason for hope
28 August 2019
Valuations are one of the most powerful indicators of long-term returns and, while short-term risks are elevated, the longer-term investment case has notably improved.
The risk of certainty
06 August 2019
“Vast ills have followed a belief in certainty”
Is it time to switch your RA?
05 August 2019
One of your primary concerns in deciding whether to move your RA should be the impact that high fees might be having on your investment results.
Investors’ guide to the world of online gaming
29 July 2019
The meteoric rise of cloud-based video game streaming has breathed new life into the gaming industry, offering opportunities for investors with a taste for tech.
Take control of investment results
25 July 2019
Rather than focus on what you cannot control, investors should focus on what they can control
The three expenses eating over 60% of South Africans’ income
10 July 2019
Finding ways to reduce these expenses could mean the difference between living a life of debt or one of financial independence.
Multiply with mid- and small-cap stocks
02 July 2019
Zande (“multiply” in isiZulu) is a portfolio of mid- and small-cap stocks designed to give all investors an opportunity to invest in this niche sector.
Surviving market turmoil
27 June 2019
Globally, volatility is on the rise, and the JSE – already under pressure from anaemic economic growth and corporate scandals – does not go unscathed when world markets...
The investment case for emerging markets?
12 June 2019
If you want economic growth, you will find it in emerging markets; but if you want earnings growth, you will find it in developed markets.
06 June 2019
From the escalating trade war to South Africa’s largest quarterly GDP decline in a decade, the litany of headwinds could see investors looking to “jump ship”.
3 powerful tips to boost your savings
29 May 2019
In tough economic times, the key to keeping your financial goals on track is to work smarter, not harder.
Nestlé’s turnaround yields sweet returns
23 May 2019
Nestlé’s share price has responded well to recent developments, having risen by almost a third over the past year.
ReThink the elections
10 May 2019
First to feel the effects of the market’s response to the elections will be government bonds and the rand.
Our Investment Philosophy
06 May 2019
We build investment solutions, both local and offshore, for individual and institutional clients. Over the past twenty years, we have earned a reputation for results.
Avoid investment pitfalls
24 April 2019
The world of investing is riddled with hidden pitfalls that can easily trap the unwary and prevent you from achieving your investment goals
Quarter in review
10 April 2019
The JSE’s All Share Index just record the best start to the year in 12 years, gaining 8.0% in the first quarter. However, a diverse set of events sits behind this.
Is now a good time to invest?
08 April 2019
Time spent in the market is far more important than attempting to time the market, forecast the right moment, or holding back for rainy days.
Investments: It’s all going to the dogs
27 March 2019
Investing in market underdogs is a winning investment strategy
Solve for Investing: The Offshore Edition
13 March 2019
Recent uncertainty within capital markets has created pockets of opportunity for investors looking for global exposure.
Mid- and small-cap stocks are on sale, but is it time to buy?
11 March 2019
While the mid- and small-cap sectors tend to experience greater volatility than the broader market, these shares have historically outperformed larger companies over time.
The reward for patience is outsized investment returns
14 February 2019
The SuperDogs portfolio is a 54-stock portfolio of “good companies” at “unloved prices”.
2018’s secret investment winner
12 February 2019
2018 was a bruising year for investors; yet, amidst the gloom, an often-forgotten asset class shone through, achieving a solid return of 15%: preference shares.
John Bogle: solve for investing
11 February 2019
John Bogle, the “father of index investing”, recently passed away. Few people have changed the investment landscape in the way - and to the extent - that he did.
The key question for successful investing
30 January 2019
Many investors ask, “How much money can I make?” before taking an investment position. An investor’s first consideration should rather be “How much money can I...
Three shares to buy for 2019
14 January 2019
A bruising 2018 on stock markets has unlocked some excellent buying opportunities
A little bit of resolve
13 January 2019
Despite the question marks hanging over 2019, understanding the various factors at play is an important first step to navigating the next 12 months
The tide in the affairs of men
10 December 2018
It has been a demanding year. The key question is whether the negative sentiment characterising local markets is well-placed or mis-placed.
Solve for investing: TFSA
19 November 2018
Our Tax-Free Savings Accounts bundles are designed to meet the investment needs, time horizons and risk appetites of different investors
Is the future free?
14 November 2018
The fight for “free” is playing out across economies and across the world, disrupting industries. However, free is another price. Inevitably, you get what you pay for.
5 things to watch out for in mid-term budget
21 October 2018
CE Dr Adrian Saville identifies five critical areas of concern that investors, ratings agencies, tax payers and citizens at large should watch for.
11 October 2018
The stimulus plan should be welcomed as the quick fix potentially needed to ignite economic growth, reassure investors and turn the tide on unemployment.
11 September 2018
Populists needn’t look too far for evidence of the risks inherent in a dysfunctional policy programme: Venezuela’s socialist policies, together with rampant corruption and...
10 September 2018
For the past two hundred years we have witnessed an increase in global trade and a decrease in relative trade costs. However, it has not all been smooth sailing with more than...
The compelling investment case of Sabvest
29 August 2018
Despite this prodigious long-term result, Sabvest is generally unknown to South African investors, and flies under the radar.
25 August 2018
Venezuela’s hyperinflation is set to reach an annualised rate of 1 000 000% by the end of this year. As a case in point, populists need not look far for evidence of the dire...
24 July 2018
We hear history rhyming a lot of late, and echoing the world over. South Africans continue to grapple with the legacy of apartheid writ large in the public consultations on...
SA economy effectively standing still since 2008
05 June 2018
Impressions of the South African economy
Prospects for SA’s economic growth in 2018 and beyond
05 April 2018
Cyril Ramaphosa’s policies targeted 3% growth in GDP by as soon as the end of 2018. The key issue at play is how realistic those targets are.